Digital InsuranceWith the advent of downloadable content on the internet and the rise of social networking websites, our buying habits have gone through a change when it comes to purchasing music.With a wide range of mp3 players on the market and a variety of methods for selecting and downloading music, the choice for consumers is endless. As we move away from the world of CDs and film reels into an age where music and photographs are stored and shared digitally, so the value of the data we keep on our computers is on the increase. As a result, the risk of loss and theft has also increased, many now leave the house with packed music players and laptops - which may contain music files that run into thousands of pounds and priceless personal photographs and images for business purposes. The thought of such equipment, and the data contained on it, being lost or stolen is enough to send a shiver down the spine of any music lover, graphic designer or social networking addict. Whilst you are able to include electrical equipment - such as stereos and computers - on your home insurance policy, newer equipment such as mp3 players were not usually included in the list of contents that are covered by their policies. However, many insurance companies are now beginning to include digital content - such as music, digital photographs and video game files - as part of home contents cover. Keeping a record of your downloads can be crucial when it comes to making a claim, usually this can be done by e-mail - so printing the receipts and keeping them safe can be very beneficial should anything happen to your computer. In order to ensure that your digital data is kept safe and secure, it's best to keep a backup of all your important data. Its also essential to ensure that you have updated anti-virus software installed on your computer, for your cover might not extend to loss and damage as a result of a computer virus. External hard-drives are becoming more freely available and cheaper to purchase, so it can be worth buying one to give yourself a bit of reassurance and to keep your most important data secure. It's always best to check with your contents insurance provider to see if there is the potential to cover your digital data. Many companies will offer the chance to insure your files as an add-on to your existing policy. Looking for cheaper contents insurance? Compare a range of insurance providers to find a deal to keep your data safe. Article Source: http://EzineArticles.com/?expert=David_Collins Labels: Digital Insurance |
